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Ask us your questions — in fact, we encourage it.

Ask us your questions — in fact, we encourage it.

  • What fees and commissions will I pay?

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    We strive to keep fees low so that you have more to invest.

    $8.95

    Equity trades

    3,000+

    No-load, no transaction fee mutual funds

    200+

    $0 commission ETFs1

    View important information about fees and commissions

    Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling Schwab at 800-435-4000. Please read the prospectus carefully before investing.

    Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV).

    Restrictions apply: The $8.95 flat commission does not apply to foreign stock transactions, large block transactions requiring special handling, employer-negotiated commission schedules applicable to equity compensation transactions, or restricted stock transactions. Foreign ordinary shares that trade online in the U.S. over-the-counter (OTC) market and do not settle in the U.S. will have a $50 foreign transaction fee added to the cost of the transaction. All broker-assisted trades are subject to service charges. A minimum deposit of $1,000 is required to open most Schwab brokerage accounts. Waivers may apply. See the Charles Schwab Pricing Guide for details. Employee equity compensation transactions are subject to separate commission schedules.

    Schwab’s short-term redemption fee of $49.95 will be charged on redemption of funds purchased through Schwab’s Mutual Fund OneSource® service (and certain other funds with no transaction fees) and held for 90 days or less. Schwab reserves the right to exempt certain funds from this fee, including Schwab Funds®, which may charge a separate redemption fee, and funds that accommodate short-term trading. For trade orders placed through a broker, a $25 service charge applies. Funds are also subject to management fees and expenses.

    Trades in no-load mutual funds available through Schwab’s Mutual Fund OneSource service (including Schwab Funds), as well as trades in certain other funds, are available without transaction fees when placed through Schwab.com or our automated phone channels. For each of these trade orders placed through a broker, a $25 service charge applies. Schwab reserves the right to change the funds we make available without transaction fees and to reinstate fees on any funds. Funds are also subject to management fees and expenses.

    Charles Schwab & Co., Inc., member SIPC, receives remuneration from fund companies participating in the Mutual Fund OneSource service for recordkeeping and shareholder services and other administrative services. Schwab also may receive remuneration from transaction fee fund companies for certain administrative services.

    1. Conditions apply: Trades in ETFs available through Schwab ETF OneSource™ (including Schwab ETFs™) are available without commissions when placed online in a Schwab account. Service charges apply for trade orders placed through a broker ($25) or by automated phone ($5). An exchange processing fee applies to sell transactions. All ETFs are subject to management fees and expenses. Please see the Charles Schwab Pricing Guide for additional information. Charles Schwab & Co., Inc. receives remuneration from third-party ETF companies participating in Schwab ETF OneSource™ for record keeping, shareholder services and other administrative services, including program development and maintenance.

    There are many different types of fees and commissions, and they may not all appear in one place, such as your account statement. Fees can have an impact on your long-term return. You can review our Charles Schwab Pricing Guide which clearly discloses Schwab’s prices and fees.

  • What are others saying about Schwab?

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    Schwab One® Brokerage Account

    4.3 out of 5 stars icon

    4.3 (Out of 827 reviews as of 6/4/2015)

    89% of clients, who submitted published reviews, would recommend this account to a friend.

    View important information about reviews

    Clients Speak™, Ratings and Reviews by Schwab clients.
    Ratings and reviews are submitted by clients voluntarily and are screened for acceptance in accordance with the Publishing Guidelines prior to publication. Please see the Publishing Guidelines for details regarding which reviews are published.

    The average rating scores are based on published reviews for the indicated account(s) and services and do not incorporate ratings and reviews that do not satisfy the Publishing Guidelines. Ratings and reviews are added continuously and average ratings are updated dynamically as reviews are added or removed. During the period from 1/1/2011 to 5/13/2015, 3,261 reviews were submitted, 2,591 were accepted, and 670 were not accepted for publication in accordance with the Publishing Guidelines. Sorting of reviews by "Featured Reviews" first shows reviews selected by Charles Schwab & Co., Inc. and Schwab Bank based on subjective criteria deemed relevant at the time of selection including marketing priorities.

    Ratings and opinions expressed by clients are not meant to suggest future performance or the suitability of any account type, product, or service for any particular client and may not be representative of the experience of other clients. Charles Schwab & Co., Inc. and Schwab Bank cannot guarantee the accuracy of the information included in client reviews.

    Ratings and Reviews are powered by Bazaarvoice, a 3rd party vendor not affiliated with Charles Schwab & Co., Inc. or Schwab Bank.

    If you have additional questions or concerns about Ratings & Reviews or would like to verify its authenticity, please contact a Schwab representative at either 800-435-4000, the phone number on your statement, or by email at ratingsandreviews@schwab.com.

    Charles Schwab ranked “Highest in Investor Satisfaction with Full Service Brokerage Firms.”

    Learn more »
    J.D. Power Customer Satisfaction Badge
    View important information about the J.D. Power award

    Charles Schwab & Co., Inc. received the highest numerical score in the J.D. Power 2016 Full Service Investor Satisfaction Study, based on 6,006 responses from 20 firms measuring opinions of investors who used full-service investment institutions and were surveyed in January 2016. Your experiences may vary. Visit jdpower.com.

  • How will you help me plan for my financial goals?

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    A Schwab Financial Consultant can help you create a plan tailored to your needs.

    It starts with a conversation and a fresh perspective, discussing your long- and short-term goals. We evaluate your current investments then create specific recommendations. It’s offered at no additional cost, as part of your relationship with your Schwab Financial Consultant* (the implementation of any recommendations made during planning sessions may result in trade commissions or other fees, charges, or expenses).

    Find a Consultant

    Call 866-855-9102

    View important information

    *Please note that there are certain eligibility requirements for working with a dedicated Financial Consultant.

    About the chart
    Original data was based on 1,269 observations and came from a special retirement planning module for the 2004 Health and Retirement Study targeting Americans over the age of 50. Source: Lusardi, Annamaria and Mitchell, Olivia S., “Financial Literacy and Planning: Implications for Retirement Wellbeing,” May 2011, page 29. ©2011 by Annamaria Lusardi and Olivia S. Mitchell. All rights reserved.

  • What is it like to work with a Schwab Financial Consultant?

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    Empowering ownership in your future.

    You have a vision you’re striving towards. We seek to engender a deeper sense of your involvement with your money by being transparent, knowledgeable, and accountable. All to help build confidence in your financial future.

  • Is Schwab accountable for the advice that I pay for?

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    We guarantee your satisfaction with our
    Schwab Accountability Guarantee™.

    The Schwab Accountability Guarantee™

    At Schwab, we believe every investor deserves accountability. If for any reason you’re not happy with one of our participating investment advisory services, we’ll refund your program fee from the previous quarter and work with you to make things right. You won’t find that kind of accountability everywhere — but you will find it here.

    View important information about the Schwab Accountability Guarantee

    The guarantee applies to the following investment advisory services ("Participating Services") and associated program fees: (i) Schwab Private Client ("SPC"); (ii) Schwab Managed Portfolios™ ("SMP"); and (iii) Managed Account Connection® ("Connection") for accounts that are managed by investment advisors affiliated with Charles Schwab & Co., Inc. ("Schwab"): Windhaven Investment Management, Inc. ("Windhaven®"), ThomasPartners, Inc. ("ThomasPartners®"), and Charles Schwab Investment Management, Inc. ("CSIM").

    The guarantee does not apply to (i) accounts managed by investment advisors that are not affiliated with Schwab; (ii) accounts managed by Schwab-affiliated advisors outside of the SPC, Connection, and SMP programs; or (iii) any other product or service made available by Schwab or its affiliates. SPC, SMP, and Connection are wrap fee programs sponsored by Schwab.

    If at any time or for any reason you are not completely satisfied with a Participating Service, at your request Schwab will refund the associated program fee for the previous calendar quarter applicable to the Participating Service. The program fee is a percentage of the eligible assets in your Participating Service account(s). You will receive a credit to your Participating Service account(s) within approximately four weeks of your request. No other fees, commissions, charges, expenses, or market losses will be refunded. If Schwab is unable to address your concerns after consulting with you and refunding your program fee, Schwab will work with you to help meet your financial goals. Schwab reserves the right to change this guarantee in the future after providing notice. For additional information regarding associated program fees, please see the disclosure brochure for the Participating Service, available at the time you enroll or upon your request.

  • If I want to switch brokerage providers, how can Schwab help?

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    Our account transfer specialists can assist you every step of the way.

    Give us a call. We’ll answer your questions and take care of the details.

    Headshot of an assistant

    Let us assist you

    866-232-9890

  • Have other questions?

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    We’re ready to answer your questions — anytime.

    We have a team of investment professionals dedicated to answering questions from people like you. There is no sales pressure. We believe in earning your business by helping you first. So give us a call or chat with us online.

    By phone

    866-855-9102

    Representatives are available 24/7.

    Online

    Chat with us online now.

    Or come visit us in person. Find a local branch or consultant near you.

Logo: Own your tomorrow.

Why choose Schwab?

We believe investors deserve a better way.

A relationship on your terms.

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View important information

Wealth management
Wealth management refers to products and services available through the operating subsidiaries of The Charles Schwab Corporation of which there are important differences including, but not limited to, the type of advice and assistance provided, fees charged, and the rights and obligations of the parties. It is important to understand the differences when determining which products and/or services to select.

Schwab Intelligent Portfolios
Please read the Schwab Intelligent Portfolios™ disclosure brochures for important information.

Schwab Intelligent Portfolios™ is made available through Schwab Wealth Investment Advisory, Inc. (“SWIA”), a registered investment advisor. Portfolio management services are provided by Charles Schwab Investment Advisory, Inc. (“CSIA”). SWIA and CSIA are affiliates of Charles Schwab & Co., Inc. (“Schwab”) and subsidiaries of The Charles Schwab Corporation.

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Accountability. Not just a commitment — a guarantee.

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Advice for you.

Together, we’ll create a plan based on you and your unique goals. From managed portfolios and specialized strategies to private client services, you’ll get actionable advice and a clear explanation of the rationale.

 

Our guarantee if you’re not satisfied.

The Schwab Accountability Guarantee™

We call it the Schwab Accountability Guarantee™. If for any reason you're not satisfied with one of our participating investment advisory services, we'll refund the fees for the prior quarter. And we’ll learn why you weren’t happy and work with you to make things right.

See our participating advisory services
View important information about the Schwab Accountability Guarantee

The guarantee applies to the following investment advisory services ("Participating Services") and associated program fees: (i) Schwab Private Client ("SPC"); (ii) Schwab Managed Portfolios™ ("SMP"); and (iii) Managed Account Connection® ("Connection") for accounts that are managed by investment advisors affiliated with Charles Schwab & Co., Inc. ("Schwab"): Windhaven Investment Management, Inc. ("Windhaven®"), ThomasPartners, Inc. ("ThomasPartners®"), and Charles Schwab Investment Management, Inc. ("CSIM").

The guarantee does not apply to (i) accounts managed by investment advisors that are not affiliated with Schwab; (ii) accounts managed by Schwab-affiliated advisors outside of the SPC, Connection, and SMP programs; or (iii) any other product or service made available by Schwab or its affiliates. SPC, SMP, and Connection are wrap fee programs sponsored by Schwab.

If at any time or for any reason you are not completely satisfied with a Participating Service, at your request Schwab will refund the associated program fee for the previous calendar quarter applicable to the Participating Service. The program fee is a percentage of the eligible assets in your Participating Service account(s). You will receive a credit to your Participating Service account(s) within approximately four weeks of your request. No other fees, commissions, charges, expenses, or market losses will be refunded. If Schwab is unable to address your concerns after consulting with you and refunding your program fee, Schwab will work with you to help meet your financial goals. Schwab reserves the right to change this guarantee in the future after providing notice. For additional information regarding associated program fees, please see the disclosure brochure for the Participating Service, available at the time you enroll or upon your request.

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A wide range of investment options — not just ours.

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Schwab ETF OneSource™

The largest commission-free ETF1 investing platform with over 200 ETFs across the industry.

Schwab Mutual Fund OneSource®

Over 3,000 no-load, no transaction fee funds from over 400 fund providers.

Schwab BondSource™

Over 36,000 fixed income securities from over 200 dealers.

Managed Account Strategies

More than 100 strategies from over 45 third-party and proprietary asset managers.

Portrait of Liz Ann Sonders

Expert research you can act on now.

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Insights from Schwab's thought leaders

From long views to step-by-step guides, our Schwab experts share actionable insights to help you stay at the forefront of modern investing.

Portrait of Liz Ann Sonders Portrait of Liz Ann Sonders

Liz Ann Sonders

Senior Vice President, Chief Investment Strategist

Liz Ann analyzes the economy and markets focused on the individual investor.

Portrait of Kathy Jones Portrait of Kathy Jones

Kathy Jones

Senior Vice President, Chief Fixed Income Strategist

Kathy covers interest rate, currency analysis and Fixed Income education for Schwab investors.

Portrait of Jeffrey Kleintop Portrait of Jeffrey Kleintop

Jeffrey Kleintop

Senior Vice President, Chief Global Investment Strategist

Jeffrey interprets international markets to help U.S. investors understand their implications.

Value that’s clear.

Value that’s clear.

Transparent pricing.

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Learn more about our fees and commissions » View important information about fees and commissions

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling Schwab at 800-435-4000. Please read the prospectus carefully before investing.

Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV).

Restrictions apply: The $8.95 flat commission does not apply to foreign stock transactions, large block transactions requiring special handling, employer-negotiated commission schedules applicable to equity compensation transactions, or restricted stock transactions. Foreign ordinary shares that trade online in the U.S. over-the-counter (OTC) market and do not settle in the U.S. will have a $50 foreign transaction fee added to the cost of the transaction. All broker-assisted trades are subject to service charges. A minimum deposit of $1,000 is required to open most Schwab brokerage accounts. Waivers may apply. See the Charles Schwab Pricing Guide for details. Employee equity compensation transactions are subject to separate commission schedules.

Schwab’s short-term redemption fee of $49.95 will be charged on redemption of funds purchased through Schwab’s Mutual Fund OneSource® service (and certain other funds with no transaction fees) and held for 90 days or less. Schwab reserves the right to exempt certain funds from this fee, including Schwab Funds®, which may charge a separate redemption fee, and funds that accommodate short-term trading. For trade orders placed through a broker, a $25 service charge applies. Funds are also subject to management fees and expenses.

Trades in no-load mutual funds available through Schwab’s Mutual Fund OneSource service (including Schwab Funds), as well as trades in certain other funds, are available without transaction fees when placed through Schwab.com or our automated phone channels. For each of these trade orders placed through a broker, a $25 service charge applies. Schwab reserves the right to change the funds we make available without transaction fees and to reinstate fees on any funds. Funds are also subject to management fees and expenses.

Charles Schwab & Co., Inc., member SIPC, receives remuneration from fund companies participating in the Mutual Fund OneSource service for recordkeeping and shareholder services and other administrative services. Schwab also may receive remuneration from transaction fee fund companies for certain administrative services.

1. Conditions apply: Trades in ETFs available through Schwab ETF OneSource™ (including Schwab ETFs™) are available without commissions when placed online in a Schwab account. Service charges apply for trade orders placed through a broker ($25) or by automated phone ($5). An exchange processing fee applies to sell transactions. All ETFs are subject to management fees and expenses. Please see the Charles Schwab Pricing Guide for additional information. Charles Schwab & Co., Inc. receives remuneration from third-party ETF companies participating in Schwab ETF OneSource™ for record keeping, shareholder services and other administrative services, including program development and maintenance.

There are many different types of fees and commissions, and they may not all appear in one place, such as your account statement. Fees can have an impact on your long-term return. You can review our Charles Schwab Pricing Guide which clearly discloses Schwab’s prices and fees.

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Don’t just take our word for it.

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Schwab One® Brokerage Account

4.3 out of 5 stars icon

4.3 (Out of 827 reviews as of 6/4/2015)

89% of clients, who submitted published reviews, would recommend this account to a friend.

Charles Schwab ranked “Highest in Investor Satisfaction with Full Service Brokerage Firms”

Learn more »
J.D. Power Customer Satisfaction Badge

Clients Speak™, Ratings and Reviews by Schwab clients.

Ratings and reviews are submitted by clients voluntarily and are screened for acceptance in accordance with the Publishing Guidelines prior to publication. Please see the Publishing Guidelines for details regarding which reviews are published.

The average rating scores are based on published reviews for the indicated account(s) and services and do not incorporate ratings and reviews that do not satisfy the Publishing Guidelines. Ratings and reviews are added continuously and average ratings are updated dynamically as reviews are added or removed. During the period from 1/1/2011 to 5/13/2015, 3,261 reviews were submitted, 2,591 were accepted, and 670 were not accepted for publication in accordance with the Publishing Guidelines. Sorting of reviews by "Featured Reviews" first shows reviews selected by Charles Schwab & Co., Inc. and Schwab Bank based on subjective criteria deemed relevant at the time of selection including marketing priorities.

Ratings and opinions expressed by clients are not meant to suggest future performance or the suitability of any account type, product, or service for any particular client and may not be representative of the experience of other clients. Charles Schwab & Co., Inc. and Schwab Bank cannot guarantee the accuracy of the information included in client reviews.

Ratings and Reviews are powered by Bazaarvoice, a 3rd party vendor not affiliated with Charles Schwab & Co., Inc. or Schwab Bank. If you have additional questions or concerns about Ratings & Reviews or would like to verify its authenticity, please contact a Schwab representative at either 800-435-4000, the phone number on your statement, or by email at ratingsandreviews@schwab.com.

Charles Schwab & Co., Inc. received the highest numerical score in the J.D. Power 2016 Full Service Investor Satisfaction Study, based on 6,006 responses from 20 firms measuring opinions of investors who used full-service investment institutions and were surveyed in January 2016. Your experiences may vary. Visit jdpower.com.

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