Choose investments to generate your retirement income

Whether you're looking for investments that simply generate income, or that generate income and grow at the same time, Schwab can help you sift through your choices. Consider these offerings for your savings and investments outside your workplace retirement account.

Income-only products

	Earn fixed, taxable, or tax-free interest payouts, and use to stabilize ongoing income. Our bond specialists can help with your .
	Create a periodic payout with bond mutual funds. Narrow your choices with our prescreened short lists of tax-free and taxable bond funds.
	Find competitively priced CDs that offer a fixed interest payout through . All are from FDIC-insured banks nationwide.
	Secure a guaranteed income stream throughout your life that's independent of interest rate changes or market volatility with an income annuity.

Compare your income-only choices.

Income and growth products

Income Mutual Fund Select List™	Use this list to identify no-transaction-fee funds that emphasize income distributions while still providing growth potential to help you keep pace with the cost of living.
	Choose from one of three funds designed to produce monthly payments of investment income while giving your savings the opportunity to grow. give you a range of options to match your targeted income needs.
	Enjoy potential market growth with an option for guaranteed lifetime income with the .

Compare your income and growth choices.

Need help choosing the right solution for you?

To discuss what's right for you, call 877-476-2356.

Important information

Investors should carefully consider information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling Schwab at 800-435-4000. Please read the prospectus carefully before investing.

Investment return and principal value will fluctuate, and shares, when redeemed, may be worth more or less than original cost.

Variable annuities are sold by prospectus only. Before purchasing a variable annuity, you should carefully read the prospectus and consider its investment objectives and all risks, charges, and expenses associated with the annuity and its investment options. You can request a prospectus by calling 888-311-4889 or visiting schwab.com/annuities.

A variable annuity's value will fluctuate depending on the underlying investment. An investor's units, when redeemed, may be worth more or less than the original amount invested. Variable annuities are suitable for long-term goals, such as retirement, and any withdrawals of earnings prior to age 59½ may be subject to income tax and a 10% tax penalty. All Guarantees are subject to the claims-paying ability of the insurance company, and do not apply to the separate account or the underlying portfolios available with this contract. Additional information

Charles Schwab & Co., Inc. Financial Consultants are compensated based on the quality of service they provide and their marketing and sales of products and services to Schwab account holders. Go to schwab.com for Financial Consultants' compensation information.

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