Schwab Asset Allocation Funds

Descriptions

For conservative investors

Schwab MarketTrack Conservative Portfolio [SWCGX]
A portfolio created for conservative investors and investors with shorter time horizons. The fund maintains a mixed portfolio with a target allocation of 55% bonds, 40% stocks and 5% cash. The portfolio is designed to generate income while providing more growth potential than an all-bond portfolio.
Schwab Target 2010 Fund [SWBRX]
The lowest allocation to stocks of the four Target Date Funds. Schwab Target 2010 Fund is designed for clients that plan to retire near the year 2010. The stock component of this fund provides access to domestic Large and Small Cap as well as International exposure. The target allocation is 63% stock, 35% bonds and 2% cash.

For moderate investors

Schwab MarketTrack Balanced Portfolio [SWBGX]
With a blend of asset types that modestly favors stocks, this portfolio may be suitable for intermediate-term investors or for long-term investors with moderate sensitivity to risk. The portfolio is designed to provide investors with exposure to a broad mix of equity and fixed income investments in one portfolio. The target allocation is 60% stocks, 35% bonds and 5% cash.
Schwab Target 2020 Fund [SWCRX]
A lower allocation to stocks than the 2040 and 2030. Schwab Target 2020 Fund is designed for clients that plan to retire near the year 2020. The stock component of this fund provides access to domestic Large and Small Cap as well as International exposure. The target allocation is 70% stock, 28% bonds and 2% cash.
Schwab Target 2030 Fund [SWDRX]
A lower allocation to stocks than the 2040 fund, with slightly higher fixed income exposure. Schwab Target 2030 Fund is designed for clients that plan to retire near the year 2030. The stock component of this fund provides access to domestic Large and Small Cap as well as International exposure. The target allocation is 77% stock, 21% bonds and 2% cash.

For aggressive investors

Schwab MarketTrack Growth Portfolio [SWHGX]
The portfolio is designed to provide investors with exposure to a broad mix of equity securities in addition to some bonds and cash investments to help damper market risk. This fund could be appropriate for investors seeking attractive long-term growth, with potentially lower volatility.
Schwab Target 2040 Fund [SWERX]
Of the Target Date Funds, this is the most highly allocated to stocks. Schwab Target 2040 Fund is designed for clients that plan to retire near the year 2040. The stock component of this fund provides access to domestic Large and Small Cap as well as International exposure. The target allocation is 84% stock, 14% bonds and 2% cash.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges and expenses. You can view, download and print a prospectus by clicking on Prospectuses & Reports. Please read the prospectus carefully before investing.

Performance data quoted represents past performance and does not indicate future results. Visit Schwab.com for month-end performance information. Current performance may be lower or higher. Investment value will fluctuate, and shares when redeemed, may be worth more or less than original cost.

Trades in no-load mutual funds available through Mutual Funds OneSource service (including SchwabFunds) as well as certain other funds, are available without transaction fees when placed through schwab.com or our automated phone channels. For each of these trade orders placed through a broker, a $25 service charge applies. Schwab reserves the right to change the funds we make available without transaction fees and to reinstate fees on any funds. Funds are also subject to management fees and expenses.