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Investing from a Family Perspective


Schwab Chief Strategist for Consumer Education Carrie Schwab Pomerantz provides practical advice on difficult financial topics that face today’s families. By subscribing via RSS, you can have each weekly column delivered directly to you as soon as it’s published on Schwab.com.

Are You Saving Enough for Retirement? Only You Can Decide.

November 18, 2009

Are you saving enough for retirement? It's not just about numbers. It's about the kind of life you want to lead.

Payday Loans Out of Control? Get Help Now.

November 11, 2009

If you're at the point of needing a payday loan, stop right there—and start getting real help right away.
 
Is Your IRA an Emergency Fund? Possibly—but Don't Touch It If You Don't Have To

November 4, 2009

You can tap your IRA penalty-free when you reach the age of 59 ½—but it's best to wait as long as possible to ensure that asset last as long as you need it.

Is It a Good Idea to Borrow in Order to Buy Stocks?

October 28, 2009
 
Is it a good idea to take out a mortgage to buy stocks? What are the risks? How should you prepare for them?
 
Maxing Out Your Tax-Deductible IRA

October 21, 2009

IRA deductibility rules are complicated, but worth understanding so you maximize your tax advantage and boost your retirement portfolio. 
 
How Much Should You Be Saving

October 14, 2009

Everyone knows it's important to save. But how much should be saved? That depends on your goals and how long you have to reach them. 
 
Recovering from the Downturn: You Can't Change the Past, but You Can Help Shape the Future

October 7, 2009

Trying to recover from the recent downturn? Following the same old rules can help you shape a new approach to investing.
 
Giving Money to Your Adult Children? Use It as an Introduction to Investing

September 30, 2009
 
An investment account for a child is an asset for his or her future—and a uniquely powerful opportunity to teach them about personal finance.
 
Life Insurance: When It Makes Sense (and When It Doesn't)

September 23, 2009

Virtually everyone needs insurance to protect themselves against catastrophic loss—but not everyone needs life insurance.
 
How to Plan for a Shorter Retirement

September 16, 2009

The typical retirement planning scenario assumes you'll need an income for 30 years. But if your timeframe is shorter, how do you adjust your income projections? 
 




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