Cash Q&A: We Answer Your Questions

by Rob Williams
Updated September 30, 2009 
 
Read our answers to client questions about CDs, FDIC protection, the safety of various cash investments, where to invest emergency funds, and more. 
 

How Secure Is the FDIC Deposit Insurance Fund?

by Rob Williams
Updated September 16, 2009 
 
Despite the increasing number of failed and problem banks, we think that bank depositors, including those holding CDs from insured banks, should feel secure.
 

How to Make Sure Your Cash Investments Have FDIC Protection

by Rob Williams, Director of Income Planning, Schwab Center for Financial Research
Updated June 5, 2009
 
By understanding how FDIC insurance works and structuring your accounts accordingly, it may be possible to protect your deposits in the event your bank fails.
  

Building an Emergency Fund

by Mark Riepe, Senior Vice President, Schwab Center for Financial Research
Updated June 3, 2009
 
Saving for a rainy day is important—and easier than you may think.
 

CDs and Other Short-Term Investments

by Robert Williams, Director of Income Planning, Schwab Center for Financial Research
Updated February 13, 2009
 
Certificates of deposit can be attractive short-term investments if you have a very specific timeline in mind and value certainty of return. However, there are other options you might consider, as well.