20 Tax Tips for Year-End 2009 | 中文

by Rande Spiegelman
Updated November 10, 2009
 
Consider these 20 bite-size tax tips to make tax time more palatable.
 

Stretching Your IRA: Transferring Wealth to the Next Generation

by Rande Spiegelman
June 30, 2009 
 
An IRA can allow you to transfer wealth to future generations while reducing, deferring or even eliminating income taxes on your retirement savings.
 

Creating a Budget

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
June 22, 2009

For most of us, budgeting is necessary to achieve our financial goals. In this article, Rande Spiegelman shows simple steps to create and stick to a budget that will help you attain your goals.
 

Boost Your Credit Score

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
April 22, 2009

A higher credit score can potentially help you secure a lower interest rate on loans, get you hired and reduce your insurance premiums. Here are proven ways to boost your credit score.
 

Life Insurance Planning

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
March 4, 2009 
 
Consider the role of life insurance as part of your overall financial plan.
 

Saving for College: How Do You Start?

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
Updated March 12, 2009
 
The sooner you start investing for college, the more flexibility you'll have and the fewer loan payments you or your child will likely owe.
 

Personal Finance Q&A: We Answer Your Questions

by the Schwab Center for Financial Research
March 10, 2009

Answers to top questions about paying off mortgages, personal debt, saving for college and more.
 

Taxes Q&A: We Answer Your Questions

by the Schwab Center for Financial Research
March 10, 2009

Answers to top questions on taxes, capital gains, tax-related news from Washington and more.
 

Heir Economics

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
Updated February 26, 2009 
 
How to make the most of an inheritance.
 

Borrowing Smart

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
Updated February 17, 2009
 
There are three primary sources of low-rate, tax-deductible debt: mortgage and home equity debt, margin loans and student loans. Here's how to make the most of them.
 

Stimulating Tax Changes

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
February 17, 2009

The recently-passed American Recovery and Reinvestment Act of 2009 contains a number of individual federal income tax changes that could significantly impact your financial life.
 

Get Started On Your 2008 Taxes

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
February 3, 2009 
 
April 15 may seem far away, but preparing your taxes early can mean fewer headaches—and real savings.
 

Keep More of Your Money

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
January 20, 2009 
 
It's not what you make but what you keep that counts. Make sure to take advantage of every tax break you're entitled to.
 

Saving for College: 529 College Savings Plans

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
Updated January 20, 2009 
 
A 529 college savings plan is perhaps one of the best ways to invest money to help pay for your child's college education.
 

Sophisticated Estate Planning Strategies

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
January 16, 2009
 
Specific lifetime-giving strategies people can use to reduce the size of their taxable estates.
 

Leave Less to the IRS (and the Lawyers)

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
Updated January 15, 2009 
 
Young or old, wealthy or not, use our estate planning tips to help get more to your heirs.
 

Estate Tax Repeal and Lifetime Gifting: The Impact on Your Estate Plan

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
Updated January 14, 2009
 
If you have a large estate, here are two important things to consider: estate tax repeal and lifetime gifting.
 

Saving for College: Strategies for Success

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
Updated January 13, 2009
 
529 college savings plans and Education Savings Accounts provide many advantages over custodial accounts, brokerage accounts and savings accounts.
 

Saving for College: Custodial Accounts

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
Updated January 9, 2009 
 
Custodial accounts used to be the only tax-advantaged way to save for college. But lately they’ve been eclipsed by the tax-free benefits of 529 plans and Education Savings Accounts.
 

Get Your Finances in Shape for 2009

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
December 30, 2008 
 
Five resolutions to reshape your finances in the New Year.
 

Personal Finance Calendar for 2009

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
December 29, 2008 
 
Follow our month-by-month guide to help get your finances in tip-top shape in 2009. 
  

Get Smart About Savings

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
November 20, 2008 
 
Managing your cash inflows and outflows wisely can pay off big time.
 

'Tis the Season for Giving

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
Updated November 12, 2008
 
Make a big charitable impact and reduce your taxes, too.
 

Why Financial Planning Matters

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
Updated November 10, 2008
 
If you hope to achieve your life goals, establishing and following a sound financial plan is one of the best and most important decisions you’ll ever make.
 

AMT: The Alternative MAXIMUM Tax

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research 
Updated October 15, 2008
 
What is AMT? How does it work? What you can do about it?