Stretching Your IRA: Transferring Wealth to the Next Generation

by Rande Spiegelman
June 30, 2009 
 
An IRA can allow you to transfer wealth to future generations while reducing, deferring or even eliminating income taxes on your retirement savings.
 

Sophisticated Estate Planning Strategies

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
January 16, 2009
 
Specific lifetime-giving strategies people can use to reduce the size of their taxable estates.
 

Leave Less to the IRS (and the Lawyers)

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
Updated January 15, 2009 
 
Young or old, wealthy or not, use our estate planning tips to help get more to your heirs.
 

Estate Tax Repeal and Lifetime Gifting: The Impact on Your Estate Plan

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
Updated January 14, 2009
 
If you have a large estate, here are two important things to consider: estate tax repeal and lifetime gifting.
 

Losing a Loved One

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Investment Research® 
April 10, 2007 
 
Your heart may be breaking, yet there are legal and financial details to address.
 

Estate Planning: Four Steps to Avoid Probate

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Investment Research®
September 17, 2004
 
Estate planning is a topic the living love to avoid, but the cost of procrastination can be high for those you care about most.
 

Everyone Should Have an Estate Plan

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Investment Research®
April 21, 2004
 
You’ve worked hard to provide financial security for your loved ones. Doesn’t it make sense to work just as hard to protect them in the event something should happen to you?
 

How Not to Leave Money to Your Ex

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Investment Research®
April 19, 2004
 
It actually does happen. People die and inadvertently leave sizable portions of their estates to ex-wives or ex-husbands—or to people they haven’t seen for 30 years.
 

So You Don't Think You Need a Will?

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Investment Research®
April 14, 2004
 
Whatever your age and circumstances, you’re doing yourself and your loved ones a great disservice if you don’t prepare a will.
 

A Living Trust Can Help You and Your Heirs

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Investment Research®
March 24, 2004
 
A living trust can benefit you during your lifetime and, upon your death, help ensure that your assets go directly to the people you’ve designated.