Solutions for the Sandwich Generation

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
Updated June 16, 2008

Nearly 10 million baby boomers find themselves sandwiched between financially dependent parents and children—just when paying down debt and saving for retirement should be a priority.
 

The Fed and Your Home

by Carrie Dolan, Senior Vice President, Corporate Treasurer, Charles Schwab & Co., Inc.
May 2, 2008 

Don't bet on cheaper mortgages. The good news: low-rate home equity credit lines.
 

Protect Your Privacy Online

by the Schwab Center for Information Security and Privacy
May 1, 2008

How to safeguard your personal and financial information. 
   

Leave Less to the IRS (and the Lawyers)

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
April 21, 2008 
 
Young or old, wealthy or not, use our estate planning tips to help get more to your heirs.
 

Saving for College: How Do You Start?

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
March 5, 2008
 
The sooner you start investing for college, the more flexibility you'll have and the fewer loan payments you or your child will likely owe.
 

Do You Need a Trust?

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
February 28, 2008
 
For some people trusts make sense. For others, they're unnecessary, complicated and expensive. Here are the estate-planning benefits of several types of trusts.
 

Are You There Yet?

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
February 21, 2008 
 
How to measure progress toward your financial goals.
 

Borrowing Smart

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research 
February 19, 2008
 
There are three primary sources of low-rate, tax-deductible debt: mortgage and home equity debt, margin loans and student loans. Here's how to make the most of them.
 

Cash Flow Planning for Life

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
February 8, 2008 
 
Managing your cash inflows and outflows wisely can pay off big time.
 

Get Started On Your 2007 Taxes

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
February 1, 2008 
 
April 15 may seem far away, but preparing your taxes early can mean fewer headaches—and real savings.
 

Managing Your Mortgage

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
January 23, 2008 
 
A mortgage need not be viewed just as a liability—think of it as a financial planning tool that deserves as much attention as any other part of your net worth.

Estate Tax Repeal and Lifetime Gifting: The Impact on Your Estate Plan

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
January 17, 2008
 
If you have a large estate, here are two important things to consider: estate tax repeal and lifetime gifting.
 

Saving for College: Strategies for Success

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
January 8, 2008
 
529 college savings plans and Education Savings Accounts provide many advantages over custodial accounts, brokerage accounts and savings accounts.
 

Taxes: What's New for 2008?

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
January 8, 2008 
 
Here's a rundown of this year's tax updates.
 

Saving for College: Custodial Accounts

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
January 8, 2008 
 
Custodial accounts used to be the only tax-advantaged way to save for college. But lately they’ve been eclipsed by the tax-free benefits of 529 plans and Education Savings Accounts.
 

2008 Personal Finance Calendar

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
December 28, 2007 
 
Follow our month-by-month guide to help get your finances in tip-top shape in 2008.
 

New Year's Resolutions to Keep

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
December 20, 2007 
 
Take these 10 power steps to get your financial life in tip-top shape in 2008.
 

'Tis the Season for Giving

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
November 21, 2007 
 
Make a big charitable impact and reduce your taxes, too.
 

Twenty Tax Tips for Year-End 2007

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
October 17, 2007
 
Consider these 20 bite-size tax tips to make tax time more palatable.
 

Calculate the Cost Before You Sell

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research 
September 24, 2007
 
Planning to sell an investment that’s appreciated in value? Being familiar with the tax rules may help you pay less in taxes and keep more of your gain.
 

Save Smart for College

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
August 23, 2007 
 
How to get a jump start on saving with tax-advantaged options. 
 

The Importance of Tax-Efficient Investing

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
August 6, 2007
 
It’s not what you make, but what you keep after taxes that counts.
 

How to Find a Financial Advisor

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
July 9, 2007
 
If your finances are complex, it can be daunting to manage your portfolio, retirement planning, estate planning, insurance, investments and taxes. Financial advisors can help.
 

Navigating a Job Change

by Rande Spiegelman, CPA, CFP, Vice President of Financial Planning, Schwab Center for Financial Research
July 5, 2007 
 
Schwab's checklist for making smart financial decisions when changing jobs.
 

Saving for College: 529 College Savings Plans

by Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research
July 2, 2007 
 
A 529 college savings plan is perhaps one of the best ways to invest money to help pay for your child’s college education.