Retirement
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Ask Carrie: Carrie Schwab Pomerantz - The Personal Side of Money

Are You Saving Enough for Retirement? Only You Can Decide.

November 18, 2009

Are you saving enough for retirement? It's not just about numbers. It's about the kind of life you want to lead.

Maxing Out Your Tax-Deductible IRA

October 21, 2009

IRA deductibility rules are complicated, but worth understanding so you maximize your tax advantage and boost your retirement portfolio. 
 
How Much Should You Be Saving

October 14, 2009

Everyone knows it's important to save. But how much should be saved? That depends on your goals and how long you have to reach them. 
 
How to Plan for a Shorter Retirement

September 16, 2009

The typical retirement planning scenario assumes you'll need an income for 30 years. But if your timeframe is shorter, how do you adjust your income projections? 
 
Social Security Benefits: Timing Can Make a Difference

August 5, 2009

How does earned income affect your Social Security benefits? That depends on when you start taking benefits and how much you make. 
 
Retirement Can Last a Very Long Time: Will Your Money Last as Long as You Do?

July 8, 2009

One of your primary retirement planning goals should be to ensure your money last for the duration of your retirement. Here are some ways to understand how long your capital could last. 
 
Nonworking Spouses Can Save for Retirement, Too.

March 26, 2009

Even if your spouse has no earned income, he or she can still contribute to a Spousal IRA, effectively doubling your retirement savings power.
 
Answering the Question: "Do I Have Enough Money for Retirement?"

January 15, 2009

How do you know if you're really prepared for a comfortable retirement?
 
Re-entering the Workforce: Retirement Saving in Retirement

December 18, 2008

You can contribute to a 401(k) if you’re still working in your 70s, but the real question is this: “Should you?”
 
Does It Make Sense to Consolidate?

July 31, 2008

Having all your retirement accounts in one place can mean smarter investment decisions with less effort.
 
Starting Late—Catching Up

July 17, 2008

Are you behind on your retirement savings? Don’t despair. With some self-discipline now, you can make up for lost time.
 
Retirement Planning: Progress & Confidence

June 19, 2008

You're planning, saving, and investing--but are you confident you'll be ready for retirement?
 
Beyond Your 401(k): Matching Your Money to Your Goals

January 17, 2008

Is it possible to save too much?  
 
For Retirement Planning, Save—and Invest—Aggressively

January 3, 2008

CDs may feel safe and low-risk, but they may not be appropriate for long-term investors. If you want to build wealth, you need to think more aggressively.  
 
Questions About Retiring: Market Volatility & When

December 20, 2007

If market volatility keeps you up at night (or worried during the daytime), what should you do? And when is the best time to tap Social Security? 
 
"House Rich and Cash Poor": Don't Rely on Real Estate for Retirement Income

August 2, 2007

Some people use their discretionary income to invest in real estate, but they may find that as retirement nears, they need more financial assets. 
 
Getting Going On Retirement Investing (Even If You're Starting Late)

July 5, 2007

When it comes to retirement investing, an early start is a valuable thing. But if you're behind the curve, what can you do?
 
Where to Invest After You've Maxed Out Your 401(k)

June 21, 2007

Taxable accounts can be a valuable adjunct to tax-deferred accounts when it comes to retirement investing.
 
Should a 20-Something Invest for Retirement?

January 18, 2007

You know that an early start to retirement investing is critical. But how can you convince your child to start today?
 
Should You Convert? The New Law for Roths

September 14, 2006

The rules governing Roth IRA conversions have changed, opening the doors of eligibility considerably wider. But does the conversion make sense for you?
 
You've Paid Off Your Mortgage! Now What?

July 13, 2006

Your house is just paid off, and with no mortgage to pay, you'll have a lot more disposable income. What should you consider doing with your windfall? 
 
Raiding Your IRA to Buy Your First House

July 6, 2006
 
Purchasing a first home and considering using IRA funds to make the down payment? The pros and cons of tapping your IRA. 
 
Accelerating Your Retirement Savings

June 29, 2006
 
You may be maxing out your retirement account contributions. But will it be enough? And if not, how are you going to catch up?
 
Creating Your Retirement "Paycheck"

June 22, 2006
 
How do you turn retirement wealth into a "paycheck" for your mortgage, for your bills, for traveling—for living?
 
Think Before You Tap That 401(k)

May 25, 2006
 
Changing jobs and wondering what to do with your 401(k)? Ways to handle your retirement money.
 
Planning for Early Retirement: Are You Prepared?

March 2, 2006
 
Is early retirement one of your goals? Is it realistic given your assets? Time to get serious about retirement planning.
 
From Breadwinner to Retiree

February 2, 2006

The transition to retirement is challenging—perhaps doubly so when one half of a couple remains in the work force. This situation calls for discussions and decisions.
 
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