Payday Loans Out of Control? Get Help Now.

November 11, 2009

If you're at the point of needing a payday loan, stop right there—and start getting real help right away.
 

Is Your IRA an Emergency Fund? Possibly—but Don't Touch It If You Don't Have To

November 4, 2009

You can tap your IRA penalty-free when you reach the age of 59 ½—but it's best to wait as long as possible to ensure that asset last as long as you need it.

Life Insurance: When It Makes Sense (and When It Doesn't)

September 23, 2009

Virtually everyone needs insurance to protect themselves against catastrophic loss—but not everyone needs life insurance.
 

Suddenly Alone—Where Can You Turn for Help?

September 9, 2009

Managing your financial life after losing a spouse is difficult. But there are resources you can turn to for practical help and support.

LTC Insurance: Do You Need It?

August 12, 2009

What’s the right age to consider long-term care insurance? While you may not need to buy it yet, it’s never too soon to learn about it.
 

How to Build a Credit Rating—and Keep It High

July 29, 2009

Your credit rating plays a huge role in your ability to get credit—and the rate you’ll pay for credit—and that’s why it’s important to make your credit rating as high as possible.
 

Does It Make Sense to Pay Off Your Mortgage?

July 15, 2009

You have the cash to pay off your mortgage early. Should you? It’s a balance of practical considerations and your peace of mind.
 

You Want to Buy a House—Can Your Roth IRA Help Make That Dream Come True?

May 7, 2009

Many Roth IRA investors can access their account to help with a down payment on a first home without triggering taxes or penalties—but does that make it a good idea?
 

Helping Young Adults Means More Than Writing a Check

April 9, 2009

Can you help your kids financially without weakening their motivation? Yes, but you have to be selective about the type of help you give.
 

Borrowing from Your 401(k): Is It Ever a Good Idea?

March 12, 2009

If you’re drowning in a sea of credit card debt, should you raid your 401(k) plan?
 

Taking the Long View: Define, Save, Invest, & Measure

February 12, 2009

Saving and investing are obviously important to your future. But it’s also important to know how much you’re going to need and when you’re going to need it.
 

Take the Long-Term View…But Don’t Forget About Today’s Realities

November 6, 2008

With decades to go before retirement, is it right to be heavily exposed to the equity markets? And what else do you need to plan for?
 

Don't Be Derailed by High-Interest Debt

August 28, 2008

High-interest consumer debt can put a strain on even the most well thought out financial plan. Here are some ideas to help lessen your burden and get on a smart savings track.
 

Does Your Emergency Fund Have to Be Cash?

August 14, 2008

There are different ways to manage an emergency fund, but when the worst happens the bottom line is still safety and accessibility.
 

Reverse Mortgages—Get the Facts First

June 5, 2008

While on the surface a reverse mortgage can seem like a risk-free way to boost retirement income, this is a real “buyer beware” scenario. It may seem like free money but the costs can be considerable.
 

Too Many Balls in the Air: A Young Man Struggling to Buy a Home

May 8, 2008

When buying a home may not be the best route for your financial future 

Solving the Debt Dilemma

March 13, 2008

Struggling to get out of debt? Here’s why you should pay off those high interest credit cards and start saving now.
 

Retiring Later But Planning Now

February 28, 2008

Not ready to retire? Some practical tips for keeping your finances on track.
 

What's the Deal With Health Savings Accounts?

July 27, 2006
 
You've probably read about health savings accounts. Should you be considering one?
 

Long-term Care Insurance: A Good Investment?

May 18, 2006
 
Worried about the risk of needing long-term care? What you should consider and ways to open the conversation with loved ones.
 

To Sell or Not to Sell: Universal Life Policies

January 12, 2006

Do you own a universal life policy? You have several choices about how to deal with this asset.