Saving for Retirement: Information on Saving for Retirement | Retirement Saving Plan: Charles Schwab

Reach your retirement savings goals by planning wisely

Reaching your retirement goals requires smart planning and a disciplined approach to saving and investing. Schwab can help you get there.

1. Assess your retirement.

Track your progress with our Retirement Savings Calculator.

2. Develop a retirement savings plan.

Consider some strategies for saving and guidelines on estimating your needs.
Diversify your retirement savings into a variety of asset classes.
Build a portfolio in line with your long-term goals and risk tolerance.

3. Explore ways to save.

Maximize contributions to your existing 401(k), 403(b), 457, or other qualified plan.
Establish a traditional or Roth IRA to benefit from tax-deferred growth.
Consider an Individual 401(k), SEP-IRA, or profit-sharing plan if you're a small-business owner.

Read more from Schwab's retirement experts