Retirement Investing: Charles Schwab: Roth IRA Conversion

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Considering a Roth IRA conversion?
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What is a Roth IRA conversion?

A Roth IRA conversion lets you move some or all of your Traditional IRA, SEP-IRA, SIMPLE IRA, or old 401(k) savings to a Roth. By doing this, you can plan to take advantage of the unique benefits of a Roth IRA in the future. Whether this strategy makes sense for you depends on your personal situation and your financial goals.

What’s new for 2010?

Beginning in 2010, the IRS removed the income limits for conversion, expanding the eligibility for individuals to convert to a Roth IRA (restrictions may apply in certain states). Get details on 2010 Roth IRA conversion changes.

Need personal assistance?
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Talk to a Schwab investment professional at 888-298-6558.

Mark W. Riepe On Roth IRA Conversion
CFA, Senior Vice President, Schwab Center for Financial Research

Should I Convert to a Roth?

Can I Roll Over a 401(k) Into a Roth?

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Ready to convert? Get your step-by-step guide to Roth conversion.

Important Disclosures

This information is for general informational purposes only and is not intended as an individualized recommendation or to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, Schwab recommends consultation with a qualified tax advisor, CPA, financial planner or investment manager.

All expressions of opinion are subject to change without notice in reaction to shifting markets, as well as tax and estate planning rules. Examples provided are for informational purposes only and not intended to be reflective if results you can expect to achieve.

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