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1. What makes a good plan

Charles Schwab & Co., Inc.

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Invest on Your Own Guidance When You Need It Ongoing Professional Advice Investing Principles

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Our investing approach:
Three steps. Ten principles.

Principle 1:

Having an investment plan that is realistic and actionable is crucial to meeting your goals.

Our investing approach starts with a simple truth: It’s hard to get somewhere if you don’t know where you’re going.

What makes for a good plan?

It doesn’t have to be complex. In fact, simpler and more straightforward may be better. A good plan:

States your goals in terms of how much money you’ll need and when.
Includes an assessment of how much you’ve already saved and how it’s invested.
Considers all your relevant assets—not just those at Schwab.
Specifies a suggested savings and/or withdrawal rate.
Identifies your risk tolerance.
Estimates your potential future investment returns.

What you can do now

Take a Retirement Assessment to see if you’re on track for retirement.
If you haven’t already, schedule a complimentary consultation with a Schwab investment professional. It will give you a great start toward achieving your financial goals.

(0308-5753)

Talk to us about our financial guidance

Call 800-790-7715.
Send an email.
Open an account.
Find a Schwab branch.

Learn More

Read: A Blueprint for Success