Schwab Portfolios - Get Started Today

Now there's an easy way to own a diversified mutual fund portfolio that puts Schwab's investing expertise to work for you. Schwab Portfolios™ give you a simpler way to invest and feel confident that you've made a wise decision.
Just answer a few questions, and we’ll suggest a balanced portfolio of mutual
funds designed with your goals in mind.

Your Schwab Portfolio will include leading mutual funds that complement each
other in a portfolio, and:

Combine to give you the diversification you need to help weather market
ups and downs
Reflect your time horizon, comfort with risk, and investment amount
Leverage Schwab Equity Ratings®, our industry-recognized stock-rating methodology, plus quality funds that have earned a place on our
Schwab Mutual Fund OneSource Select List™
Represent outstanding value—with no loads and no transaction fees

Owning a diversified portfolio just got simpler. Select your risk profile below to
see how the investing intelligence of Schwab Portfolios could work for you.
Then get started – open your account online or call us today.

Get Started Today.

All you need is a Schwab account and $12,500 ($10,000 for retirement accounts) in cash.

Open your account online

To learn more, call 866-393-6185.

Log in to try Schwab Portfolios today.

Sample Portfolio¹—designed for a moderately aggressive investing profile.

1. Hypothetical example. May not be suitable for all investors.
If you need assistance choosing your risk profile, the risk profile questionnaire

can help. Or call Schwab at 866-393-6185. Understanding your risk tolerance before investing is important.

See a portfolio that matches your risk tolerance.

Investors should carefully consider information contained in the prospectus, including investment objectives, risks, charges and expenses. You can request a prospectus by calling Schwab at 800-435-4000. Please read the prospectus carefully before investing. Investment value will fluctuate, and shares, when redeemed, may be worth more or less than original cost.

Schwab’s short-term redemption fee of $49.95 will be charged on redemption of funds purchased through Schwab’s Mutual Fund OneSource® service (and certain other funds with no transaction fee) and held for 90 days or less. Schwab reserves the right to exempt certain funds from this fee, including Schwab Funds®, which may charge a separate redemption fee, and funds that accommodate short-term trading. For trade orders placed through a broker, a $25 service charge applies. Funds are also subject to management fees and expenses.

Charles Schwab & Co., Inc. (member SIPC) receives remuneration from fund companies in the Mutual Fund OneSource service for recordkeeping and shareholder services, and other administrative services. Schwab and its affiliates also receive fees from the Schwab Affiliate Funds for investment advisory, administrative and transfer agency services, as well as shareholder and other fund services. The aggregate fees Schwab or its affiliates receive from Schwab Affiliate Funds (see fund prospectus for more details) is greater than the remuneration Schwab receives from fund companies participating in the Schwab Mutual Fund OneSource service.

International investments are subject to additional risks such as currency fluctuation, political instability and the potential for illiquid markets. Small-cap funds are subject to greater volatility than those in other asset categories. Diversification strategies do not assure a profit and do not protect against losses in declining markets.

©2006 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. CSA 00465 (0505-7200) ELC32517 (05/05)