Establish your plan

Charles Schwab & Co., Inc.

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Establish your plan

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Follow these instructions to establish a SIMPLE IRA:

Download, print, and read the following documents, and keep for your plan records:

Learn about the plan and how it should be operated

Basic Plan Document

Read answers to frequently asked questions about the Schwab SIMPLE IRA

Employer Q&A

Use this as a quick reference of the features, benefits and contribution limits of the plan (optional)

Information Sheet

Download, print, and complete the following documents, and return to Schwab:

Fill out and return the plan adoption agreement

Adoption Agreement

Fill out and return the Employer’s agreement with Schwab

Employer’s Agreement with Schwab

SIMPLE IRA Employee Enrollment Kit
Download, print, and distribute the following documents to each eligible employee:

Provide the following instructions to employees

Employee Instructions

Provide plan information to employees (optional)

Information Sheet for Employees

Answer employee questions about the Schwab SIMPLE IRA

Employee Q&A

Complete this form in accordance with the elections you made on the Adoption Agreement. Use the completed original as a master and provide a photocopy to each eligible employee.

Participant Notice and Summary Description

Ask each participating employee to fill out an application

Account Application

Ask participants to decide how much they wish to contribute

Elective Deferral Agreement

Distribute the pricing guide to participating employees

Charles Schwab Pricing Guide

Return the completed Schwab SIMPLE IRA Adoption Agreement, Employer Agreement with Schwab, and Schwab IRA Account Application for each eligible employee (including yourself if you are the employer) to your nearest Schwab Operations Center using one of the addresses listed below:

Charles Schwab & Co. Inc.
P.O. Box 628291
Orlando, FL 32862-8291

Charles Schwab & Co. Inc.
P.O. Box 52114
Phoenix, AZ 85072-2114

Use this form to fund your plan. Return the completed form to Schwab using one of the addresses listed above.

Contribution Transmittal Form

If you have any questions about the Schwab SIMPLE IRA Plan or for assistance in completing the forms, call us at 800-435-4000 or visit the Schwab branch nearest you.

(0807-6719)