Follow these instructions to establish your Schwab Company Retirement Account

Pick which structure you want for your plan, and follow the instructions:

Trustee Directed Structure (Pooled Plan): hold all the plan assets in a single Master Account and manage them as one comprehensive portfolio (Complete Steps 2, 4 and 5).
Participant Directed Structure (Non-Pooled Plan): set up separate accounts for each participant who will then direct how their assets are invested. (Complete Steps 2 through 5).

Download, print, complete, and sign the following documents

Use this application to create the master account

Master Account Application

Download, print, and distribute the following documents to each eligible participant

Ask participants to return this completed application to your plan administrator

Participant Application

Distribute this pricing guide among all participants

Charles Schwab Pricing Guide

Return the completed Schwab CRA Master Account Application, and if applicable, the Schwab CRA Participant Application(s) (for each eligible employee including yourself if you are the employer) to your nearest Schwab Operations Center using one of the addresses listed below:

Charles Schwab & Co. Inc.
P.O. Box 628291
Orlando, FL 32862-8291

Charles Schwab & Co. Inc.
P.O. Box 52114
Phoenix, AZ 85072-2114

Once you have opened your Schwab CRA, you may begin making contributions to the account.

Trustee-directed Structure: Send in check for total contribution. Include your master account number.
Participant-directed Structure: Send in check for total contribution along with allocation instructions for participant accounts. A Trustee listed on the Master Account must sign all deposit instructions.

Make checks payable to: CS&Co., Inc. FBO "Your Company Name"
Send to your nearest Schwab Operations Center using one of the addresses in Step 4, above.

If you have any questions about the Schwab CRA or for assistance in completing the forms, call us at 800-435-4000 or visit the Schwab branch nearest you

(0807-6719)