Now investing in Schwab Funds gets you more for your money

We’ve taken significant steps to reduce expenses and simplify the share classes in our Schwab Equity Index Funds:

Schwab Equity Index Funds now have lower expenses. We’ve reduced fund operating expenses, making Schwab Equity Index Funds some of the lowest-cost index funds you can find anywhere. Our S&P 500 Index Fund, for example, has an expense ratio of just 0.09%, well below the industry average.
Every investor gets our lowest fund expense ratio. Whether you’re investing a lot or a little, the expense ratio you pay for a fund is the expense ratio everybody pays for that fund.
Invest in Schwab Funds® with just $100. With low investment minimums for all equity and bond funds, it’s easier to get started.

See how well Schwab’s equity index funds compare.

Schwab Equity Index Fund	Expense ratio
Schwab Equity Index Fund	Fund¹	Industry average²
Schwab S&P 500 Index Fund (SWPPX)	0.09%	0.37%
Schwab Total Stock Market Index Fund® (SWTSX)	0.09%	0.37%
Schwab 1000 Index Fund® (SNXFX)	0.29%	0.37%
Schwab Small-Cap Index Fund® (SWSSX)	0.19%	0.50%
Schwab International Index Fund® (SWISX)	0.19%	0.47%

Take a look at all mutual funds managed by Schwab Funds. Then, when you’re ready to invest, open an account today.

1. Schwab and the investment adviser have agreed to limit the fund's "net operating expenses" as stated in the prospectus for each fund, for so long as the investment adviser serves as the adviser to the fund. This agreement may only be amended or terminated with the approval of the fund's Board of Trustees. The limitation excludes interest, taxes, expenses for dividends and interest paid on securities sold short, and certain non-routine expenses, which may result in a fund incurring net operating expenses above the limitation.
2. The Industry Average is the average expense ratio of all no-load index mutual funds in the same Morningstar Category as the Schwab Equity Index Fund it is being compared to, as of 09/30/2009. The expense ratios are obtained from each fund’s prospectus.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

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