Feeling overwhelmed by mutual fund choices?
Schwab can help
Now there's an easy way to own a diversified mutual fund portfolio that puts Schwab's investing expertise to work for you. Schwab Portfolios™ give you a simpler way to invest and feel confident that you've made a wise decision. Just answer a few questions, and we’ll suggest a balanced portfolio of mutual funds designed with your goals in mind.
Your Schwab Portfolio will include leading mutual funds that complement each other in a portfolio, and:
Combine to give you the diversification you need to help weather market ups and downs.
Reflect your time horizon, comfort with risk, and investment amount.
Leverage Schwab Equity Ratings®, our industry-recognized stock-rating methodology, and/or quality funds that have earned a place on our Schwab Mutual Fund OneSource Select List™.
Represent outstanding value—with no loads and no transaction fees.
Risk profile
Roll over the portfolio names below to determine which one best matches your investing goals and style. When determining which asset allocation plan may be most appropriate, you will want to consider your financial goals, time horizon and tolerance for risk. If you need assistance choosing your risk profile, please complete the risk profile questionnaire.
Source: Schwab Center for Financial Research with data provided by Ibbotson Associates, Inc. The return figures for 1970 through 2006 are the average, the minimum and the maximum annual returns of the hypothetical asset allocation plans. The asset allocation plans are weighted averages of the performance of the indices used to represent each asset class in the plans, include reinvestment of dividends, and are rebalanced annually. The indices representing each asset class in the historical asset allocation plans are S&P 500 Index (large-cap stocks); Russell 2000 Index (small-cap stocks); MSCI EAFE Net of Taxes (international stocks); Lehman Brothers US Aggregate Bond Index (fixed income); and Citigroup 3-Month US Treasury Bills (cash equivalents). CRSP 6-8 was used for small-cap stocks prior to 1979, Ibbotson Intermediate-Term Government Bond Index was used for fixed income prior to 1976, and Ibbotson 30-Day US Treasury Bills were used for cash equivalents prior to 1978. Indices are unmanaged, do not incur fees or expenses and cannot be invested in directly. Past results are not indicative of future performance. For more information on the methodology for the long-term return estimate calculations, see the SCIR Research Report "Long-Term Market Return Estimates."
For more information, contact a Schwab Investment Professional at 866-246-8374.
Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing. Investment value will fluctuate, and shares, when redeemed, may be worth more or less than original cost.
Schwab’s short-term redemption fee of $49.95 will be charged on redemption of funds purchased through Schwab’s Mutual Fund OneSource® service (and certain other funds with no transaction fee) and held for 90 days or less. Schwab reserves the right to exempt certain funds from this fee, including Schwab Funds®, which may charge a separate redemption fee, and funds that accommodate short-term trading. For trade orders placed through a broker, a $25 service charge applies. Funds are also subject to management fees and expenses.
Charles Schwab & Co., Inc. (member SIPC) receives remuneration from fund companies in the Mutual Fund OneSource® service for recordkeeping and shareholder services, and other administrative services. Schwab and its affiliates also receive fees from the Schwab Affiliate Funds for investment advisory, administrative and transfer agency services, as well as shareholder and other fund services. The aggregate fees Schwab or its affiliates receive from Schwab Affiliate Funds (see fund prospectus for more details) is generally greater than the remuneration Schwab receives from fund companies participating in Schwab Mutual Fund OneSource service.
International investments are subject to additional risks such as currency fluctuation, political instability and the potential for illiquid markets. Small-cap funds are subject to greater volatility than those in other asset categories. Diversification strategies do not assure a profit and do not protect against losses in declining markets.
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