Get competitive margin interest rates

A Schwab One® brokerage account with the margin feature enables you to purchase more securities than on a cash only basis. Schwab’s margin rates are competitive, and discounted rates are available for qualified borrowers. Call a Schwab representative at 866-713-8384 to discuss your individual margin borrowing needs.

Margin Interest Rates

Debit Balance	Margin Rate	Effective Rate
$0-$24,999.99	Base Rate + 2.00%	8.50%
$25,000-$49,999.99	Base Rate + 1.50%	8.00%
$50,000-$99,999.99	Base Rate + 0.50%	7.00%
$100,000-$249,999.99	Base Rate + 0.375%	6.875%
$250,000-$999,999.99	Base Rate + 0.25%	6.75%
$1,000,000-$2,499,999.99	Base Rate - 0.25%	6.25%
$2,500,000+	Base Rate - 0.50%	6.00%

Base Rate = 6.50%. Schwab’s base rate was last changed on 05/02/2008 (subject to change without notice).

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Try our margin tutorial

See a sample and learn about the basics of margin borrowing.

Questions about margin?

Call a margin loan specialist: 800-450-0669.