Real Life Retirement™ Services
Planning for a long retirement
- "Monitor the market, but don't make investment decisions in the moment."
- "Keep some of your portfolio in cash, to take advantage of market dips."
- "When you get a raise, increase your 401(k) contribution. It's painless saving."
- Keefer sold his business and retired at age 47.
- Sought guidance on handling his investments.
Planning for a long retirement.
"I worked hard to grow my general contracting business; I wasn't planning to retire. But I got lucky; someone offered to buy the business for a good price. My wife and I grabbed the opportunity to retire to our summer home."
How much money do you really need to enjoy life?
"I don't care about growing our investments as much as I do about maintaining the principal. I don't want to watch the numbers go up and down. My portfolio is 82% fixed income, 16% cash—just in case—and 2% securities. It's not high-yield, but I'd rather be able to sleep at night and just draw down the income. I don't want to find out one day that I've lost everything and have to go back to work. If I had to worry about money, I wouldn't be able to enjoy myself. Eventually, we'll make a plan to spend down the principal."
Take the Next Step.
Let's talk about the retirement you want.
Call 877-673-7970 for your complimentary retirement consultation.
- Use our retirement calculator to see where you stand today.
We thank Keefer for sharing what worked for him. His words have been edited. Keefer has been compensated only for his time and travel to film the video. The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. Examples provided are for illustrative purposes only and not intended to be predictive of future results.
The types of financial transactions mentioned may not be suitable for everyone. Each investor needs to review a transaction for his or her own particular situation. Data contained here is obtained from what are considered reliable sources; however, its accuracy, completeness, or reliability cannot be guaranteed.
All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Examples provided,
including statistical simulations, are provided for illustrative purposes only and are not intended to imply future results you should expect to see. Past performance is no guarantee of future results.