Real Life Retirement™ Services
Taking advantage of long-term care insurance
- "Monitor the market, but don't make investment decisions in the moment."
- "Keep some of your portfolio in cash, to take advantage of market dips."
- "When you get a raise, increase your 401(k) contribution. It's painless saving."
- Edna likes to maintain a little risk in her portfolio; 25% is still in stocks.
- She and her husband purchased long-term health care insurance through his employer.
Edna is enjoying retirement while remaining vigilant about her health care and financial independence.
"I worked in health care sales and marketing for over 30 years. 2006 was my best year financially. It gave me the opportunity to do a number of things that were on the back burner, and the confidence to retire."
Staying vigilant about her investments.
"I've always assessed my investments annually to see how I've done. Now, only 25% of my retirement fund is still on the riskier, growth side. Managing my investments has given me the capabilities I'd need to take care of myself should something happen to my husband.
Heath care is an issue. I have a chronic condition; however, I'm exercising on a routine basis and remain active. Knowing the health care costs can be overwhelming, we bought long-term health insurance when it was first offered by my husband's employer almost seven years ago — a smart move."
Take the Next Step.
Let's talk about the retirement you want.
Call 877-673-7970 for your complimentary retirement consultation.
- Use our retirement calculator to see where you stand today.
We thank Edna for sharing what worked for her. Her words have been edited. The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. Examples provided are for illustrative purposes only and not intended to be predictive of future results.
The types of financial transactions mentioned may not be suitable for everyone. Each investor needs to review a transaction for his or her own particular situation. Data contained here is obtained from what are considered reliable sources; however, its accuracy, completeness, or reliability cannot be guaranteed.
All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Examples provided,
including statistical simulations, are provided for illustrative purposes only and are not intended to imply future results you should expect to see. Past performance is no guarantee of future results.