Real Life Retirement™ Services
Focusing on investments to retire on track
- "Monitor the market, but don't make investment decisions in the moment."
- "Keep some of your portfolio in cash, to take advantage of market dips."
- "When you get a raise, increase your 401(k) contribution. It's painless saving."
- Retired then took a contract position with his company; continues to save with SEP-IRA
- Slow, steady contributions to 401(k) throughout career have given him a hefty retirement fund
Taking charge of his investments
"I retired from my job as an aerospace engineer a few years ago, but I continue to work a few days a week as a consultant for the company. This gives me time to manage my investments. I'm enjoying it."
Self-reliance and reflection are essential.
"When my wife, who is a teacher, decides to retire, that's when I will stop working. Until then, I am trying to find the right mix of stocks, cash and other funds for our life in retirement. Rebalancing my portfolio and reducing the number of stocks I own to a more manageable number are priorities. I also like the idea of money market funds or laddering CDs to produce income for many years to come. I have the time now to research and try some investment strategies. By the time I'm 66, when I will definitely retire, I should have it figured out."
Take the Next Step.
Let's talk about the retirement you want.
Call 877-673-7970 for your complimentary retirement consultation.
- Use our retirement calculator to see where you stand today.
We thank Herb for sharing what worked for him. His words have been edited.
The experiences reflected herein may not be representative of the experience of other clients and are not indicative of future performance or success. The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personal investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy in light of his or her own personal situation before making any investment decision.
The types of financial transactions mentioned may not be suitable for everyone. Each investor needs to review a transaction for his or her own particular situation. Data contained here is obtained from what are considered reliable sources; however, its accuracy, completeness, or reliability cannot be guaranteed.
All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Examples provided,
including statistical simulations, are provided for illustrative purposes only and are not intended to imply future results you should expect to see. Past performance is no guarantee of future results.