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Understanding Fees

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How much are you paying in fees? How does that affect your returns? Take greater control of your investing by getting the answers you need.

Ask the Right Questions

Do you know what you are being charged?

You deserve a clear understanding of the fees you’re paying. Start with these key questions to ask your current or potential investment professional.

Ask your investment professional these questions about fees.

Look out for account-related fees.

Depending on your firm, you may be charged account service fees that show up on your account and that can add up over time. There may be ways to minimize some of these fees.

  • Review your statement to determine how much you might be paying in account maintenance fees, inactivity fees, or ad hoc service fees.
  • Talk to your investment professional about how you might be able to reduce these fees.

Questions? We’re ready to help.

  • Call your local branch and make an appointment with a Financial Consultant.
  • Call 866-855-9102 or email us  to get answers now.


Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling Schwab at 800-435-4000. Please read the prospectus carefully before investing.

Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV).