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Accounts & Products
 

Money Market Funds

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Schwab offers a wide selection of options to manage your cash and cash investments, including a range of money market funds, and other convenient solutions.

Purchased Money Funds

Earn taxable or tax-exempt1 income, while seeking stability of capital and liquidity. Investment options are available for both retail and institutional accounts.
Learn more about Purchased Money Funds.

Sweep Money Funds

Limited to international accounts, Schwab Managed Accounts, Schwab Charitable accounts, and certain existing ERISA plans.

Explore solutions to Sweep Money Funds


Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value


Performance data quoted represents past performance and does not indicate future results.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by clicking Investor Information or calling 800-435-4000. Please read the prospectus carefully before investing. Investment value will fluctuate, and shares, when redeemed, may be worth more or less than their original cost

You could lose money by investing in a money market fund. All Schwab Money Funds with the exception of Schwab Variable Share Price Money Fund seek to preserve the value of your investment at $1.00 per share, but cannot guarantee they will do so. Effective October 14, 2016, all Schwab Money Funds with the exception of Schwab Government Money Fund, Schwab Treasury Money Fund, Schwab Treasury Obligations Fund, Schwab Retirement Government Money Fund, and Schwab Government Money Market Portfolio may impose a fee upon the sale of your shares or may temporarily suspend your ability to sell shares if the fund’s liquidity falls below required minimums because of market conditions or other factors. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The money market fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time.