Term Life Insurance
Protect your family with term life insurance. Coverage is flexible and typically guaranteed1 for the amount of time you choose.
Basics of term life insurance.
Term life insurance lets you choose coverage that works for you:
- Select a specific amount of coverage for a designated length of time.
- During the term you select, premiums are typically guaranteed and can’t be raised by the insurance company.
- At the end of the term, the policy ceases and has no cash value.
Use our helpful tool to get a free term life insurance quote and begin your application online.
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1. Subject to the claims-paying ability of the issuer.
Charles Schwab & Co., Inc. ("Schwab"), in association with the Small Business Insurance Agency, Inc. ("SBIA"), provides customers with access to term life insurance issued by leading insurance companies. Schwab and SBIA are licensed insurance agencies.
The term life products available are underwritten and issued by participating life insurance companies. Not all policies and product features are available in all states. This is not an offer or solicitation in any jurisdiction where the policies are not approved for sale. Any obligations under the policies are the exclusive obligations of the insurance companies and are subject to the financial conditions of the insurance companies.