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Inherited IRA


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An inherited IRA is created when someone inherits an IRA after the death of the original owner. If you've inherited an IRA or an account in an employee-sponsored retirement plan, consider transferring it to a Schwab Inherited IRA and get one-on-one help and guidance. You'll get all the tax advantages of the IRA, as well as the ability to withdraw funds according to a set schedule over your lifetime.

What are the fees and commissions?

  • $0 account open or maintenance fees. Other account fees, fund expenses, and brokerage commissions may apply1.  Please see the Charles Schwab Pricing Guide for details. 
  • Account Minimum: $1,000
  • Commissions: $8.95 per online equity trade;1 $0 per Schwab ETF online trade in your Schwab account2

What do I get with a Schwab Inherited IRA?

Every Schwab account comes with one-on-one investment help and guidance. With this account, you'll also get:

See client reviews.

Ready to get started?

Call 866-855-5635.

Open a Schwab Inherited IRA today.

Call 866-855-5635 to get started.

See all accounts.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. ETF Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV).

Individual Retirement Account is rated 4.2214 out of 5 by 515.
Rated 5 out of 5 by from
Date published: 2014-08-19
Rated 5 out of 5 by from Outstanding online presence The range, depth, and overall quality of the website is outstanding. When on the rare occasion I choose to call my local representative, her information is always presented in clear, straightforward terms and more often than not she simply says "I will take care of that for you". I couldn't ask for more, and never have.
Date published: 2014-08-18
Rated 3 out of 5 by from New Roth IRA My Roth IRA has only been effect for 6 months now, so I am unable to provide a full review of the investments itself. However, the customer service and assistance from representatives of Schwab have been above-average and I am very happy with my choice to invest with Schwab up to this point.
Date published: 2014-08-18
Rated 5 out of 5 by from signon signon signon signon all I sign on to work ooops you signed me off I sign on to work oooops you sign me off I sign off to work oooops you sign me off all night long every night love you but very very dum
Date published: 2014-08-17
Rated 5 out of 5 by from Easy to use, great service All the things that annoy me about other banks: hidden fees, convoluted websites, the continual pushing of paperless deliver or credit cards, long service wait times, inflexible rules, are absent here. This is a great, online IRA account. Prompt service, flexible, fully featured, along with great access to research, stats, etc. For instance, once I was having an issue with a transfer from another bank and they actually called the bank with me!
Date published: 2014-08-16
Rated 5 out of 5 by from
Date published: 2014-08-16
Rated 5 out of 5 by from I wouldn't go anywhere else The title says it all. I'm sure that I'm probably repeating what other customers have already said, but I doubt that anyone can do this any better than Schwab. The research tools are easy to use and tell me everything I could possibly want to know about the various funds, stocks, etc. The webpage is easy to navigate. Customer service is always courteous and helpful. The fees are affordable. Etc., etc., etc. We've been using Schwab for more than 20 years. I wouldn't trust my money with anyone else.
Date published: 2014-08-16
Rated 5 out of 5 by from
Date published: 2014-08-15
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