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Inherited IRA

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An inherited IRA is created when someone inherits an IRA after the death of the original owner. If you've inherited an IRA or an account in an employee-sponsored retirement plan, consider transferring it to a Schwab Inherited IRA and get one-on-one help and guidance. You'll get all the tax advantages of the IRA, as well as the ability to withdraw funds according to a set schedule over your lifetime.

What are the fees and commissions?

  • $0 account open or maintenance fees. Other account fees, fund expenses, and brokerage commissions may apply1.  Please see the Charles Schwab Pricing Guide for details. 
  • Account Minimum: $1,000
  • Commissions: $8.95 per online equity trade;1 $0 per Schwab ETF online trade in your Schwab account2

What do I get with a Schwab Inherited IRA?

Every Schwab account comes with one-on-one investment help and guidance. With this account, you'll also get:

See client reviews.

Ready to get started?

Call 866-855-5635.


Open a Schwab Inherited IRA today.

Call 866-855-5635 to get started.

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Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. ETF Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV).

Individual Retirement Account is rated 4.2279 out of 5 by 487.
Rated 5 out of 5 by from Easy to use, great service All the things that annoy me about other banks: hidden fees, convoluted websites, the continual pushing of paperless deliver or credit cards, long service wait times, inflexible rules, are absent here. This is a great, online IRA account. Prompt service, flexible, fully featured, along with great access to research, stats, etc. For instance, once I was having an issue with a transfer from another bank and they actually called the bank with me!
Date published: 2014-08-16
Rated 5 out of 5 by from SUPPORT LOCAL AND ON LINE SUPPORT HAS BEEN VERY GOOD
Date published: 2013-10-04
Rated 4 out of 5 by from
Date published: 2013-10-03
Rated 4 out of 5 by from Dividends When dividends are paid, would like to have number of shares shown dividend paid on. TKS
Date published: 2013-10-03
Rated 5 out of 5 by from
Date published: 2013-10-02
Rated 5 out of 5 by from Easiest account to manage I'm a young twenty-something, and this is by FAR the easiest account I've managed. I can transfer funds from my Schwab bank account to my IRA or brokerage account in minutes, and have had absolutely no issues whatsoever. Thanks for providing a great service!
Date published: 2013-10-02
Rated 1 out of 5 by from My personal advisor never picks up live. I always have to call the national 800 number to get an immediate response to questions. My "local" advisor is always an answering machine, and I'll get back to you later. Now he's on vacation....can't someone else pick up instead. The whole government is shutting down this week...I have to wait for him to come back to advise me what to do. Very poor customer service in Great Neck. Excellent service from Denver and Indianapolis.
Date published: 2013-10-02
Rated 5 out of 5 by from safety and income I moved my IRAs to schwab 10 years ago, and the goal is for principal preservation and income. I choose mostly bonds , corporate and muni. I do my own investment choices , I like the easy of conversion to Roth , and their monthly and yearend statements make tax reporting easy . I trust the company and they are not pressuring me in trades for commission. They have advisors within the reach of a phone call and local offices.
Date published: 2013-10-02
  • 2016-06-27T06:25CST
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