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Inherited IRA


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An inherited IRA is created when someone inherits an IRA after the death of the original owner. If you've inherited an IRA or an account in an employee-sponsored retirement plan, consider transferring it to a Schwab Inherited IRA and get one-on-one help and guidance. You'll get all the tax advantages of the IRA, as well as the ability to withdraw funds according to a set schedule over your lifetime.

What are the fees and commissions?

  • $0 account open or maintenance fees. Other account fees, fund expenses, and brokerage commissions may apply1.  Please see the Charles Schwab Pricing Guide for details. 
  • Account Minimum: $1,000
  • Commissions: $8.95 per online equity trade;1 $0 per Schwab ETF online trade in your Schwab account2

What do I get with a Schwab Inherited IRA?

Every Schwab account comes with one-on-one investment help and guidance. With this account, you'll also get:

See client reviews.

Ready to get started?

Call 866-855-5635.

Open a Schwab Inherited IRA today.

Call 866-855-5635 to get started.

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Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. ETF Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV).

Individual Retirement Account is rated 4.228 out of 5 by 557.
Rated 5 out of 5 by from good investment choices!!! I love investing with Schwab, they have low minimums to start and low cost index funds. so if you are a small with low capital investor Schwab will be a good choice.
Date published: 2014-10-14
Rated 5 out of 5 by from Our IRAs at Charles Schwab Charles Schwab has an abundance of tools, research, and analysis available to make informed investment decisions. They are user friendly and all available online. We’ve be with Charles Schwab for over 20 years and recently considered switching until I found out the competitor was severely lacking in online features to help manage our IRAs.
Date published: 2014-10-07
Rated 4 out of 5 by from Web site needs work You web site is very good however there is a lot of wasted (White) space on main screen which causes a lot of scrolling while looking at data like my account list. Take out some of the white spaces and extra blank lines so thing fit on an average screen without having to scrolling so much. We don't need a bunch of Logos and picture or adds about serrvices and such as we know what sight we are on.
Date published: 2014-09-20
Rated 5 out of 5 by from
Date published: 2014-08-29
Rated 3 out of 5 by from
Date published: 2014-08-28
Rated 4 out of 5 by from forgot I am grateful for your statement at the begening of the year how much my RMD must be for the next year Also appreciate your reasonable fee to give me the opportunity to invest the money wisely and timely.
Date published: 2014-08-27
Rated 4 out of 5 by from
Date published: 2014-08-26
Rated 5 out of 5 by from Withdraw but grow My goal is to continue to grow the value of the account while taking my Mandatory withdrawal.
Date published: 2014-08-26
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