Online Brokerage Accounts: Charles Schwab: Open an Account

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Bank Checking plus Brokerage

Individual Retirement Accounts (IRA)

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Schwab Personal Choice Retirement Account® (PCRA)

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Estate Planning Accounts

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Brokerage plus Schwab Bank Checking

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Brokerage	Brokerage plus Schwab Bank Checking	Retirement
Trade stocks; bonds; no-load, no transaction-fee mutual funds and more with a Schwab One® brokerage account. Open an account today or learn more.	Get 0.50% APY¹ when you open a Schwab Bank High Yield Investor Checking™ account with a Schwab One brokerage account. Open these accounts today or learn more.	Save for your retirement and enjoy tax benefits with a Schwab individual retirement account (IRA). Open an account today or learn more.
Individual account Joint account Apply Now	Individual account Joint account Apply Now	Traditional IRA Roth IRA Rollover IRA Apply Now

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Brokerage Accounts Individual Retirement Accounts (IRA)	Small Business Retirement Plans	College Savings Accounts Estate Planning Accounts

1. The Annual Percentage Yield (APY) quoted is effective as of March 23, 2010. This rate is variable and may change without notice.

Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

Charles Schwab & Co., Inc. and Charles Schwab Bank are separate but affiliated companies and wholly owned subsidiaries of The Charles Schwab Corporation. Brokerage products and services are offered by Charles Schwab & Co., Inc., Member SIPC. Deposit and lending products and services are offered by Schwab Bank, Member FDIC and an Equal Housing Lender.

(1209-11963)