Company Retirement Account: Charles Schwab: Pension Trust

Open an account with $0.
Account service fees: None (other fees apply).
Who’s it for? Small business owners with an established retirement plan who want to invest some or all of their plan’s assets at Schwab. Also known as a “pension trust.”

Open the account that lets you:

Manage all plan assets yourself, or open separate FBO (for benefit of) accounts for each plan participant to manage his or her own investments.
Hold plan assets for employer-sponsored plans including PSP (Profit Sharing Plan), 401(k), Money Purchase Pension, and Non-Qualified Plans.
Expand your investment options.

Because it’s a Schwab account, participants can:

Decide how your contributions are invested by using our industry-recognized research to choose stocks; bonds; CDs; no-load, no-transaction-fee mutual funds and more; or by selecting a single portfolio solution.
Take advantage of Schwab’s retirement planning tools and resources.
Get investment guidance from a Schwab investment professional.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

Charles Schwab & Co., Inc. receives remuneration from fund companies participating in the Mutual Fund OneSource® service. Schwab’s short-term redemption fee of $49.95 will be charged on redemptions of funds purchased through Schwab’s Mutual Fund OneSource service (and certain other funds with no transaction fees) and held for 90 days or less. For each of these trade orders placed through a broker, a $25 service charge applies. Funds are also subject to management fees and expenses.

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