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Call 877-535-4021 to talk with a loan consultant (Mon-Fri 8:30 a.m.-9 p.m .ET, Sat 8:30 a.m.-5 p.m. ET). Get started online for a faster loan decision.
Charles Schwab Bank is offering the Home Affordable Refinance program announced by the federal government.
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Interest-only Mortgage Disclosure:
Interest-only mortgages have an initial interest-only payment period followed by a fully amortizing payment period. After the interest-only period ends, your monthly payments will increase, because you will be paying both principal and interest.
1. Current Rates: Due to market fluctuations, interest rates are subject to change at any time and without notice and are subject to credit and property approval based on underwriting guidelines. The rates and APRs shown are based on a purchase or rate and term refinance of an owner occupied, single family residence, with 80% Loan-to-Value (LTV),for our best-qualified customers. Your individual rate may vary.
2. Interest Rate, APR and Monthly Payment:
Interest Rates, APRs and Monthly Payment calculations are based on the following loan amounts:
Conforming: $250,000
Conforming Plus: $450,000
Jumbo: $640,000
Rates may be higher or lower for different loan amounts.
Rates, terms, conditions and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or a commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required.
Charles Schwab Bank and Charles Schwab & Co., Inc. are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Brokerage products offered by Charles Schwab & Co., Inc. are not insured by the FDIC, are not deposits or obligations of Charles Schwab Bank, and are subject to investment risk, including the possible loss of principal invested. Charles Schwab & Co., Inc., a registered broker-dealer and SIPC member, does not solicit, offer, endorse, negotiate or originate any mortgage loan products and is neither a licensed mortgage broker nor a licensed mortgage lender. All mortgage loans are offered and provided by Charles Schwab Bank, member FDIC and an Equal Housing Lender. Charles Schwab Bank is not acting or registered as a securities broker-dealer or investment advisor.
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program announced by the federal government.