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Additional Rate and Payment Information

5/1 LIBOR ARM1
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5/1 LIBOR ARM (Interest Only)1
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5/1 LIBOR ARM (Interest Only)1
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7/1 LIBOR ARM1
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7/1 LIBOR ARM1
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7/1 LIBOR ARM (Interest Only)1
 point:

7/1 LIBOR ARM (Interest Only)1
 point:

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10/1 LIBOR ARM1
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10/1 LIBOR ARM1
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1. For High Balance loans, the APR and Monthly Payment calculation is based on a loan amount of $450,000.

Current Rates: Due to market fluctuations, interest rates are subject to change at any time and without notice and are subject to  credit and property approval based on underwriting guidelines. The rates and  APRs shown are based on a purchase or rate and term refinance of an owner occupied, single family residence, with 75% Loan-to-Value (LTV), for our best-qualified customers. (Interest Only ARM 70% LTV) Your individual rate may vary.