Checking and Savings
Enjoy no ATM fees worldwide1, no minimums, and bank anytime, anywhere with Schwab Mobile. The Schwab Bank High Yield Investor Checking® account is linked to a Schwab One® brokerage account * so you can easily manage both accounts with a single login.
Learn more about our checking account.
Looking for a good alternative for your cash? The FDIC-insured Schwab Bank High Yield Investor Savings® account offers a variable APY with no account minimums or monthly service fees.
Ready to get started?
Learn more about our savings account.
Home Loans—Provided by Quicken Loans®
Purchase a Home
Get more loan options—and competitive rates—for home loans, and a quick closing through Schwab Bank's home loans program provided by Quicken Loans—the nation's largest online mortgage lender2 with over 31 years of home loan experience.
Refinance Your Mortgage
Refinance your home loan to shorten the length of your loan, or to lower your interest rate and reduce your monthly payments.
Get a Home Equity Line of Credit (HELOC)
Consolidate your higher-interest debt, finance home improvements, or make major purchases with our low-rate HELOC. It's an easy way to make the most of your home's equity.
Ready to start the conversation?
Securities Based Lending
Pledged Asset Line® (PAL)
Whether you would like to renovate your existing property, invest in real estate, or expand your business, PAL gives you an immediate, flexible, non-purpose line of credit that leverages the value of your investments.