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Banking and Lending

Checking and Savings

High Yield Investor Checking Account

Enjoy no ATM fees worldwide1, no minimums, and bank anytime, anywhere with Schwab Mobile. The Schwab Bank High Yield Investor Checking® account is linked to a Schwab One® brokerage account * so you can easily manage both accounts with a single login.

Open Checking Account Form

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Learn more about our checking account.

A MONEY® Magazine “Best Bank”, November 20143

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High Yield Investor Savings Account

Looking for a good alternative for your cash? The FDIC-insured Schwab Bank High Yield Investor Savings® account offers a variable APY with no account minimums or monthly service fees.

Ready to get started?

Download an application.

Learn more about our savings account.

Home Loans—Provided by Quicken® Loans®

Purchase a Home

Get more loan options—and competitive rates—for home loans, and a quick closing through Schwab Bank's home loans program provided by Quicken Loans—the nation's largest online mortgage lender2 with over 25 years of home loan experience. 

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Refinance Your Mortgage

Refinance your home loan to shorten the length of your loan, or to lower your interest rate and reduce your monthly payments.  

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Get a Home Equity Line of Credit (HELOC)

Consolidate your higher-interest debt, finance home improvements, or make major purchases with our low-rate HELOC. It's an easy way to make the most of your home's equity. 

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Ready to start the conversation?

Call 877-535-4021
Mon.-Fri., 8 a.m.-9 p.m. ET; 8 a.m.-4 p.m. ET

Securities Based Lending

Pledged Asset Line® (PAL)

Whether you would like to renovate your existing property, invest in real estate, or expand your business, PAL gives you an immediate, flexible, non-purpose line of credit that leverages the value of your investments.

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Ready to open a PAL?

Call 888-725-3630
Mon.-Fri., 8:30 a.m.-8 p.m. ET
Or visit your local branch to find out more.
Questions? Get answers now. Live Chat.